Context-dependent. Stocks have averaged ~10% nominal long-term; real estate ~8–12% with leverage; high-yield savings 4–5%. Always compare ROI against the risk you're taking.

Should I use annualized or total ROI?

Annualized (CAGR) for comparing investments held for different periods. Total ROI is fine for a single, complete project.

Is this calculator free to use?

Yes — every CalculatingWealth calculator is free, runs entirely in your browser, and never requires a signup.

Live calculator

ROI Calculator

Measure return on investment for any project or asset.

Calculator

Final value / proceeds

Initial cost

Holding period

yrs

ROI

20.00%

Net profit: $2,000.00
Annualized return (CAGR): 9.54%

What's next?

Refine your numbers, compare options, or explore the next step in your plan.

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Learn the why behind your result

Short, plain-English lessons related to this calculation.

5 min lesson

Investing Basics: Why Index Funds Win

The boring strategy that beats most professionals over time.

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Educational resources

Helpful financial resources

Tools that may support the planning behind your roi calculator — picked for context, not promotion.

Long-Term Investing PlatformPartnerBrokerage focused on low-cost index investing.Educational fit if you're building a long-horizon retirement or wealth portfolio.

Some resources are partner links that may support the platform at no extra cost to you. All recommendations are educational in nature. Learn how we choose them.

Track this over time

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Compare scenarios

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How it works

The roi calculator uses a standard formula refined for clarity and precision. Results update live as you change any input — try different scenarios to see how sensitive the answer is to each assumption.

Tips for accurate results

Use realistic, current values — don't round aggressively for inputs that matter.
Compare a few scenarios to see how sensitive the result is to your assumptions.
Save your results so you can track changes over time as your situation evolves.