User Responsibility Statement

Your responsibility

• You are responsible for the inputs you enter into our calculators and the assumptions you select.
• You are responsible for verifying that any tax, regulatory or product information you rely on is current and applicable to your jurisdiction.
• You are responsible for evaluating the suitability of any educational strategy to your personal circumstances.
• You are responsible for engaging appropriately licensed professionals when material decisions are at stake.
• You are responsible for the security of your accounts and credentials.

What we are responsible for

• Building calculators using documented formulas and reasonable defaults.
• Publishing methodology, assumptions and limitations openly.
• Correcting material errors and disclosing those corrections.
• Operating the platform with reasonable security and privacy practices.

What we are not responsible for

Outcomes of decisions made by users, third-party advice, third-party data, market performance, regulatory change, or losses arising from reliance on educational content. See the Limitation of Liability.